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BUSINESS PLUS

Main Benefits and Features

Business Plus: For Small and Medium Enterprises (SME) Protection Solution

As a business owner, you are probably very familiar with risk; after all, your business success was mainly due to some risk taking. However, these risks come with a heavy price if things don’t go according to plan. Because of unanticipated events such as declining sales, temporary suspension of operations, damaged machinery, or displaced human resources, your business could suffer from significant financial losses.

  • Business Plus properly insures your business and the tools and facilities that are vital to your operations
  • You can rest assured that you will have the financial support you need in a crisis and will be able to recover your losses quickly.
Three strong advantages

With Business Plus, you can rest assured that you will have the financial support you need during any crisis

Transparency in your contract

A comprehensive and clear contract with no hidden clauses or conditions

Cover Flexibility

The ability to revise and expand your coverage at any time to suit your changing needs

Comprehensive protection

Protection against a wide range of accidents
Risk Covers at a glance 

With Business Plus you are covered against following risks:

  • Natural hazards: earthquakes, floods and thunders
  • Collision or accidental fall of the building
  • Water tanks overflow
  • Fresh water or natural gas pipe explosion
  • Falling trees, telegraph poles or street lampposts
  • Burglary / robbery
  • Show windows damage and breaking glass
  • Loss of rent
  • Loss of money while being in cashier’s machine and/or safe

Business Plus Covers in detail

Get a look at the protection benefits of Business Plus 

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Benefit Overview

Office/Shop
  • Coverage against: fire, explosions, water tanks overflow, water pipes explosion
  • Allianz provides customers with a compensation to pay for alternative accommodation if the insured location becomes uninhabitable
  • Architects and surveyor fees, any judicial expenses paid by the insured to any governmental entities due to building loss/damage
  • Removal of debris
Contents
  • Damages that happen to contents while temporarily moving them anywhere inside Egypt
  • The company will cover the costs of restoring papers, files, plans, records, drawings and data as well as installation cost of programs used for business purpose
Show Windows
  • The company is committed to pay compensation for any damages related to the insured contents inside the show windows outside the building and is not connected to the insured place as well as repairing or replacing the broken glass
Money Insurance
  • This insurance covers loss of money while being in the cashier's machine and/or safe in the insured premises during business hours and also covers loss of money in safe only while the insured's premises is closed after business hours
Loss of Revenue (optional)
  • Compensation paid for the loss of the expected revenue as a result of a covered risk which prevents the continuity of the business for a maximum period of three (3) months

Want to know more about business plus?

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    Quick and easy to your protection

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    Get your Business Plus quotation now on My Allianz mobile application and benefit from the premium protection solutions for Small and Medium Enterprises.
    What would you like to know? 

    More information about Business Plus

    The sum you pay will be based on the valuation of your business. Rates differ based on sector of business.
    Business Plus is a twelve-month plan, payable just once a year.
    Allianz Egypt is fully committed to protecting your business. However, it is essential that you take practical steps to protect your business as well. Your facilities should be equipped with fire extinguishers, proper locks, and other basic safety equipment.
    Contact us

    Need individual support or more information about Business Plus?

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    Program is offered from Allianz Insurance Company - Egypt (S.A.E) License no. 13/2001 in insurance companies registry in Egyptian Financial Supervisory Authority

    FAQs

    You can contact us on Allianz Customer Service Number from Sunday to Thursday from 9 a.m. to 6 p.m.

    Inside Egypt: 19909 I Outside Egypt on abroad: (202+) 21260000

    Or you can send your query to [email protected] anytime so we could respond to all your queries precisely.

    Allianz offers various insurance programs, including (Car insurance, life insurance, property insurance, and home insurance)
    Please check the careers page or send your CV to this mail: [email protected]  If there is a suitable position, we will reach out to you!
    You can submit your claim here or send us and email on [email protected]
    By having an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local, independent agent is able to deliver quality insurance with competitive pricing and local personalized service.
    To fit you into the right program, insurers need to know about you. Personal details like name, age, gender, and address are a must, but they'll also ask questions to gauge your claim risk. Different customers, different programs - basic info helps insurers sort out where you fit.